Does bright offer a credit card service?

No. Bright offers a range of services including credit card manager, credit monitoring, Bright Builder to help build payment history and credit, and Bright Credit - a line of credit of up to $8k with APRs as low as 9%. Which banks and cards are supported? We support a wide range of approved banks and cards across the United States.

How does bright use my bank and credit card information?

Bright uses your bank and credit card information to learn about your personal finances. This is so we can design a Bright Plan that works best for you, and to connect to your accounts in order to move funds and make your payments for you. That's all. We take extreme care with our customers' financial information.

How does bright pay off credit card debt?

Bright’s AI technology — which powers its debt payoff recommendations and automates transactions on your behalf — is called MoneyScience. When you sign up for Bright, you’ll be asked about your goals (either increase your credit score or pay off credit card debt), your gross annual income, your full name and your address.